COVID-19 Update: We are still open for business and available over the phone. Please check for updates regarding individual locations - HERE
Providing personal, confidential loan services

Installment Loans

What Our Loan Agency Does

For over 50 years, The Banner Finance / Commerce Finance Family of Companies has provided families with quick, easy, reliable, and secure loan solutions. From paying rent to other expenses, we’ve got you covered! We can help give you the financial boost you need with a Traditional Installment Loan (TIL).

What is an Installment Loan?

A traditional installment loan is a specific dollar amount that a borrower receives from a lender and agrees to pay back in equal monthly payments or, “installments,” for a certain length of time. Monthly installments consist of the principal and the interest, which means there are no balloon payments or prepayment penalties.

Depending on applicable state and federal laws, we can offer TILs in amounts of $150 to $4,000 ranging from 6 months to 15 months.

How to Get an Installment Loan

We make getting the money you need easy:

  1. You provide some personal information;
  2. We verify your information and identity;
  3. We prepare a simple budget;
  4. Check that you make payments with others;
  5. We quickly contact you with the results;
  6. If approved, you sign the loan papers and get your money!

Why Get an Installment Loan

Whether it’s catching up on bills, paying for groceries, or buying important household items, a TIL can help you get your financials in order and get you what your family needs.

Traditional installment loans are a type of small-dollar loan that has been around for over 100 years. They can sometimes be confused with payday loans; however, TILs are radically different in the way they are structured and priced, making them a more affordable credit option than payday loans. Payday loans generally are not reported to the three major national credit reporting companies, so they are unlikely to impact your credit score; however, in certain situations, TILs can actually help increase your credit. TILs are also a safer option because they are affiliated with and thoroughly regulated by state and federal consumer protection agencies.

Learn more about the difference between installment loans and payday loans here.

Trusted Installment Loan Agency

We operate with complete transparency so there are no surprises. We also pride ourselves on our fast, friendly service — if you submit your application during regular business hours, you should get a response from us in less than an hour! Our professional loan specialists are experienced and always ready to answer any questions you may have. Find out how The Banner Finance / Commerce Finance Family of Companies can help you!

Choose Your
Location and Start
Your Application!

Find A Location

o Click here to see a complete list of all the members of the Banner Finance / Commerce Finance Family of Companies. Each is a separately operated legal entity that offers Loan and Financing Services to our customers.

o Click here to view our Privacy Policy and Download

o Each and all of the Banner Finance / Commerce Finance Family of Companies RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND SERVICES AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet certain underwriting requirements. Not all borrowers receive the lowest rate. Your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, and years of experience, income and other factors. Rates and Terms are subject to change at any time without notice and are subject to state and federal restrictions. All Loans Are Subject To Our Liberal Credit Policy.

o Each of the Banner Finance/ Commerce Finance Family of Companies holds all applicable State and Local Licenses.