About Our Loan Agency
The Banner Finance / Commerce Finance Family of Companies began making installment loans in April 1961 and for over 50 Years, have provided fast, personal and confidential financial services to our customers. The companies making up the Banner Finance / Commerce Finance Family of Companies are each independently operated and each provides community focused consumer loans in the state(s) in which it operates. Click here to see a complete list of all the members of the Banner Finance / Commerce Finance Family of Companies. Our Founders established the Company based on the Golden Rule: To Treat Others How You Would Want To Be Treated. Many of our Customers believe we are like family, because we care about them and their circumstances and they know that we are there to help them in their time of financial need.
The Banner Finance / Commerce Finance Family of Companies are traditional installment lenders, offering consumer loans at convenient locations in four states – Texas, Oklahoma, Missouri and Illinois. Traditional installment loans are safe and affordable, regulated by the State and Federal governments, and for over 100 years have been an excellent credit option for consumers. Our installment plans generally run from 6 to 15 months with loan terms that include equal monthly payments (no balloon payments or prepayment penalties). Loan amounts vary by State, ranging from $150 to $4,000, depending on applicable laws. Whether you’re looking to open a new loan, re-open a previous account or refinance your existing account, we offer plans that work for you.
So, how can we help you get started with your loan?
Step one – You provide some personal information;
Step two – We verify your information and identity;
Step three – We prepare a simple budget and check your credit;
Step four – We quickly contact you with the results;
Step five – If approved, you come in to the branch, sign the loan papers and get your MONEY!
It’s that simple!
If you submit your application during regular business hours, you should get a response from us in less than an hour!
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