Providing personal, confidential loan services

We Are Banner Finance / Commerce Finance Family of Companies

About Us

The Banner Finance / Commerce Finance Family of Companies began making installment loans in April 1961 and for over 50 Years, have provided fast, personal and confidential financial services to our customers. The companies making up the Banner Finance / Commerce Finance Family of Companies are each independently operated and each provides community focused consumer loans in the state(s) in which it operates. Click here to see a complete list of all the members of the Banner Finance / Commerce Finance Family of Companies. Our Founders established the Company based on the Golden Rule: To Treat Others How You Would Want To Be Treated. Many of our Customers believe we are like family, because we care about them and their circumstances and they know that we are there to help them in their time of financial need.

The Banner Finance / Commerce Finance Family of Companies are traditional installment lenders, offering consumer loans at convenient locations in four states – Texas, Oklahoma, Missouri and Illinois. Traditional installment loans are safe and affordable, regulated by the State and Federal governments, and for over 100 years have been an excellent credit option for consumers. Our installment plans generally run from 6 to 15 months with loan terms that include equal monthly payments (no balloon payments or prepayment penalties). Loan amounts vary by State, ranging from $150 to $4,000, depending on applicable laws. Whether you’re looking to open a new loan, re-open a previous account or refinance your existing account, we offer plans that work for you.

SO, How can we help you get started?
Click on the Start Your Application or any Start Here button and you’ll get through the process in no time.

Step one – You provide some personal information;
Step two – We verify your information and identity;
Step three – We prepare a simple budget and check your credit;
Step four – We quickly contact you with the results;
Step five – If approved, you come in to the branch, sign the loan papers and get your MONEY!

It’s that simple!
If you submit your application during regular business hours, you should get a response from us in less than an hour!

Choose Your
Location And Start
Your Application!

Find A Location

o Click here to see a complete list of all the members of the Banner Finance / Commerce Finance Family of Companies. Each is a separately operated legal entity that offers Loan and Financing Services to our customers.

o Each and all of the Banner Finance / Commerce Finance Family of Companies RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND SERVICES AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet certain underwriting requirements. Not all borrowers receive the lowest rate. Your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, and years of experience, income and other factors. Rates and Terms are subject to change at any time without notice and are subject to state and federal restrictions. All Loans Are Subject To Our Liberal Credit Policy.

o Each of the Banner Finance/ Commerce Finance Family of Companies holds all applicable State and Local Licenses.